Cards that save you money overseas: 0% foreign transaction fees and travel perks. Compared and updated as at October 2026.
A typical card charges around 3% on foreign-currency transactions. The cards below waive that fee — on a $5,000 overseas trip that's roughly $150 saved before you count a single point.
Use our comparison calculator to see which of these delivers the most value for your spending, or browse all 12+ cards.
Latitude • No Fee Travel
The gold standard for international travellers. Zero annual fee forever and zero foreign transaction fees saves 3% on every overseas purchase. Essential for frequent travellers.
ANZ • Visa Network
Ideal for Virgin Australia loyalists with 90,000 point bonus, no foreign fees, and no first-year annual fee. Great for international travellers who want rewards without currency conversion charges.
ANZ • Flexible Points
Maximum flexibility with transfers to 8+ airline programs including Qantas, Velocity, Singapore KrisFlyer, and Cathay Pacific. Perfect for strategic points collectors.
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