Amex-issued cards and Amex Membership Rewards earners, from everyday to ultra-premium. Compared and updated as at October 2026.
Amex Membership Rewards points are the most flexible currency we track at 1.2–2.0 cents per point, transferring to 8+ airline partners.
Use our comparison calculator to see which of these delivers the most value for your spending, or browse all 12+ cards.
Read the full program guide →American Express • Premium Rewards
Our top recommendation for frequent Qantas flyers with 100,000 point sign-up bonus worth ~$1,200, 1.25 pts/$ earn rate, and Qantas Club lounge access. The reduced $149 first-year fee makes this exceptional value.
American Express • Ultra Premium
Australia's premier ultra-premium card with 150,000 point bonus, unlimited lounge access, $450 travel credit, and 2.25 pts/$ earn rate. For high spenders who travel frequently.
ANZ • Business Rewards
100,000 bonus points, 1.5 pts/$ earn rate and business-friendly features, with a $0 first-year annual fee. Turns everyday business expenses into travel rewards.
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