Every article is written by our editorial team, dated, and updated when rates or rules change. All figures are as at October 2026 unless a piece says otherwise. Want to write for us? Read the guest post guidelines.
The CreditCardsCompare Blog
Practical, dated, no-hype writing on Australian credit cards, points and credit health
Seasonal playbook
Christmas Spending & January Balance-Transfer Playbook (Oct 2026)
Plan the holiday spend now — and the 0% exit ramp before you need it.
Updated 7 October 2026
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Debt & rates
How Balance Transfers Work in Australia
Move expensive card debt to 0% — without the traps.
Updated 7 October 2026
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Card mechanics
Credit Card Interest-Free Days Explained
The 44/55-day window — and how it quietly disappears.
Updated 7 October 2026
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Credit health
How Credit Scores Work in Australia (2026)
What the number means, what moves it, and how card applications affect it.
Updated 7 October 2026
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Points & rewards
Qantas vs Velocity: Which Points Ecosystem Deserves Your Spend?
The two airlines' programs compared on value, availability and partners.
Updated 7 October 2026
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Card mechanics
Credit Card Surcharges: When It's Worth Paying
The maths of paying 1–2% to earn points.
Updated 7 October 2026
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Credit health
What Happens If You Miss a Credit Card Payment
The consequences timeline — and how to recover fast.
Updated 7 October 2026
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Advanced strategy
Credit Card Churning in Australia: Strategy, Risks and Rules
How serial sign-up bonuses can be worth $2,000–$5,000 a year — and what can go wrong.
Updated 7 October 2026
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