Cards that pay you back in dollars, not points — guaranteed value with no loyalty program to learn. Compared and updated as at October 2026.
Cashback is the simplest value proposition in the market: a straight percentage back on everything. The Westpac Platinum Cashback pays 1% uncapped plus a $200 sign-up credit and $0 first-year fee, as at October 2026.
Use our comparison calculator to see which of these delivers the most value for your spending, or browse all 12+ cards.
Westpac • Cashback
Simple 1% cashback on all purchases with no category restrictions. No points to manage—just automatic cash credits. Perfect for those who want guaranteed, hassle-free value.
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