Card Overview
Australia's premier ultra-premium card with 150,000 point bonus, unlimited lounge access, $450 travel credit, and 2.25 pts/$ earn rate. For high spenders who travel frequently.
Rates, fees and offers on this page are as at October 2026 and change frequently — always confirm current terms with the issuer before applying.
Key Benefits
- 150,000 Membership Rewards points sign-up bonus
- 2.25 points per $1 — exceptional earn rate for high spenders
- $450 annual travel credit offsets a meaningful chunk of the fee
- Unlimited lounge access worldwide plus Fine Hotels & Resorts benefits
The Fee Maths
At $1,450 a year this card only makes sense if you'll use the travel credit, lounge access and hotel benefits. In our model, a frequent traveller spending $5,000/month nets an estimated $3,425 in year one — but strip out the benefits you'd never use and the equation changes fast.
Who Should Get This Card?
High spenders who travel frequently and will genuinely consume the premium benefits. Everyone else is better served by the ANZ Explorer or Velocity Platinum.